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 Is someone you know facing foreclosure.....Foreclosure is not the only option!

Behind On Your Payments? Options are available ... CALL ME. 


There is a light at the end of the tunnel and I can help you reach it.  Contact me now for a confidential conversation.


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Programs are available!

Home Affordable Modifications

If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.

Am I eligible for a Home Affordable Modification? Answer these questions:

1.  Is your home your primary residence?          [] Yes       [] No

2.  Is the amount you own on your first mortgage equal to or less than $417,000        [] Yes [] No

3.  Are you having trouble paying your mortgage?
     For example, have you had a significant increase in your mortgage payment OR reduction in your income since you got your current
    loan or have you suffered a hardship that has increased your expense (like medical bills)?     [] Yes [] No

4. Did you get your current mortgage before January 1, 2009             [] Yes [] No

5. Is your payment on your first mortgage (including principal, interest, taxes, insurance and homeowner's association dues, if applicable)  more than 31% of your current gross income? Note: if you are uncertain, click here to determine           [] Yes [] No      

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